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    Missouri Rent Late Fee Calculator

    Calculate rent late fees and verify compliance with Missouri state regulations. Free instant calculator with legal compliance verification.

    Late Fee Calculator
    100% Free
    AI-Verified
    Enter your rental details to verify late fee compliance

    Select where the rental property is located

    Base rent only - exclude utilities, pet fees, parking, and other add-ons

    The late fee percentage specified in your lease agreement

    Missouri Regulations
    State-specific late fee rules
    Grace Period
    0 days
    Daily Rates
    Not Allowed
    Missouri's Balanced Framework

    Missouri does not impose a statutory cap on rent late fees, relying instead on a reasonableness standard. Landlords must ensure that any late fee provisions are explicitly stated in a written lease agreement. This gives landlords flexibility while providing tenants with clear expectations regarding potential penalties for late rent payments.(Missouri Revised Statutes § 535)

    Primary Statute
    Missouri Revised Statutes § 535.010

    Covers general provisions related to landlord-tenant laws.

    Related Statutes

    Missouri Revised Statutes § 535.020
    Understanding Missouri's Reasonableness Standard

    In Missouri, the reasonableness standard for late fees means that the charge must be proportionate to the inconvenience and costs incurred by the landlord due to late payment. There is no fixed percentage or amount, allowing flexibility but also requiring careful consideration to avoid disputes.

    Key Factors:

    • The actual cost incurred by the landlord due to the late payment.
    • The frequency of late payments by the tenant.
    • Any history of disputes regarding late fees.
    Municipal Regulations

    Kansas City

    Kansas City does not have additional regulations on late fees beyond state law, but landlords must ensure compliance with general housing codes.

    Learn more

    St. Louis

    St. Louis follows state guidelines with no additional municipal caps on late fees. Landlords are encouraged to maintain transparency in lease agreements.

    Learn more
    Recent Legislative Changes
    August 2023

    Revised Tenant Rights Regulations

    Recent amendments emphasize tenant rights and clarify the process for disputing unreasonable late fees, enhancing protections while reinforcing the need for clear lease terms.

    Comparing Missouri to Neighboring States
    Missouri's approach to late fees is more flexible compared to some neighboring states, which often have specific caps. This provides Missouri landlords with greater discretion, although it necessitates a careful balance to avoid disputes.

    Kansas

    Kansas imposes a cap of 5% of the monthly rent.

    3 day grace period

    Illinois

    Illinois allows a maximum late fee of $20 or 20% of the rent, whichever is greater.

    5 day grace period

    Arkansas

    Arkansas does not specify a cap but requires fees to be reasonable.

    0 day grace period

    Iowa

    Iowa limits late fees to $12 per day or $60 per month, whichever is less.

    3 day grace period
    Best Practices for Landlords and Tenants

    Landlord Best Practices:

    • Clearly outline late fee provisions in the lease agreement with examples.
    • Document costs associated with late payments to justify fees.
    • Communicate promptly with tenants about late payments to prevent misunderstandings.

    Tenant Best Practices:

    • Review lease agreements carefully to understand late fee terms.
    • Request clarification on any ambiguous fee language before signing.
    • Maintain open communication with landlords to address potential late payments proactively.

    Frequently Asked Questions - Missouri

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    State Regulations Reference
    Official source for Missouri rent late fee regulations

    No statutory limit. Reasonableness standard applies. Must be in written lease agreement.

    View Official State Law →

    Updated October 2025